kuda bank branches in nigeria

Kuda Bank Branches in Nigeria

Despite being a mobile-only bank, Kuda Bank has been able to establish its presence across the country through various channels such as partnerships with other financial institutions and agents. 

This has allowed the bank to provide customers with access to their services from almost anywhere in Nigeria.

The financial landscape in Nigeria has undergone significant changes in recent years, with the emergence of digital banks, particularly Kuda Bank, taking center stage. 

As an innovative digital bank in Nigeria, Kuda Bank has been able to help millions of Nigerians with their banking needs. 

In this post, we’ll talk about the branches of Kuda Bank in Nigeria, how the bank works, and some of the most common questions people have about this innovative bank.

What is Kuda Bank?

The Central Bank of Nigeria (CBN) has licensed Kuda Bank as a digital-only bank. 

It was started in 2019 by Babatunde Ogundeyi and Musty Mustapha as a digital platform to provide banking services without the need for traditional brick-and-mortar branches. 

This innovative approach means that Kuda Bank is accessible to anyone with a smartphone and internet connection, thus making banking services more accessible and convenient for Nigerians.

How does Kuda Bank work?

Kuda Bank operates entirely through its mobile app, available on both Android and iOS devices. 

Users just need to download the app, give their personal information, and finish the Know Your Customer (KYC) process to open an account. 

Once the account is set up, the user can do a number of banking services, such as transferring money, paying bills, and adding airtime.

Kuda Bank is a cheaper option for customers because it does not charge fees for transfers or card maintenance. 

In addition, the bank’s savings account interest rate is competitive, which may be enticing to savers. 

Kuda Bank Branches in Nigeria

As a digital-only bank, Kuda Bank does not operate traditional physical branches. Instead, the bank leverages technology to offer its services through its mobile app. 

This approach allows Kuda Bank to cut down on operational costs, which in turn enables the bank to offer its customers competitive rates and zero fees on transfers and card maintenance.

However, Kuda Bank has partnered with several third-party agents and financial institutions across Nigeria to provide its customers with access to cash deposit and withdrawal services. 

These agents act as Kuda Bank’s extended network and can be found in various locations across the country.

kuda bank branches in nigeria

Kuda Bank Customer Support

Kuda Bank may not have any physical locations, but they are dedicated to providing excellent service to their customers. 

You can contact Kuda Bank’s customer service team via in-app chat, email, or social media. 

The bank’s website also has a detailed Help Centre where customers can find solutions to common issues and access additional resources.

Alternatively you can call 0700022555832 or reach out to help@kuda.com via email.


1. Is Kuda Bank a fully licensed bank in Nigeria?

Yes, the Central Bank of Nigeria oversees and licenses Kuda Bank. This means that the bank must comply with the same rules and regulations as other types of banks in Nigeria.

2. How do I deposit money into my Kuda Bank account?

You can deposit money into your Kuda Bank account through bank transfers, using your Kuda account number as the recipient. 

Additionally, you can deposit cash through Kuda Bank’s partner agents located across Nigeria.

3. Can I withdraw cash from my Kuda Bank account?

Yes, you can withdraw cash from your Kuda Bank account through the bank’s partner agents or by using your Kuda debit card at ATMs across Nigeria.

4. Is my money safe with Kuda Bank?

Yes, your money is safe with Kuda Bank. As a licensed and regulated bank, Kuda Bank is required to adhere to strict security measures to ensure the safety of its customers’ funds.

Furthermore, the bank uses advanced encryption technology to protect users’ data and transactions.

5. Can I open a business account with Kuda Bank?

Yes, just download the Kuda Business App from the Google Play Store.


In conclusion, Kuda Bank has revolutionized the banking experience in Nigeria with its innovative digital banking services. 

With no physical branches, Kuda offers convenience and security to its customers, who can access their accounts and perform transactions from anywhere at any time.

Kuda Bank is revolutionizing banking services in Nigeria by offering a digital-only banking solution accessible to millions of Nigerians. 

With its competitive rates, zero fees, and extensive partner network, Kuda Bank proves to be a game-changer in the Nigerian financial landscape.


  • Adekiya Joscor

    Am a Tech blogger | Content Writer | Website designer | Freelancer | YouTuber. Need any of my help? Use any of the social handles below to get to me.

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